How Much Does a Startup Tax Return Cost?
Estimate your startup tax return cost with Kruze Consulting's calculator. Learn about tax factors, required information, and our specialized services for venture-backed startups
Published on Mon, 5 May 2025
How VC-Backed Startups Can Set Up and Use Credit Facilities
Learn how VC-backed startups can strategically set up and use credit facilities to manage cash flow, bridge funding rounds, and scale operations without diluting founder equity.
Published on Thu, 24 April 2025
What does the term default mean in finance?
In the startup world, being in default is not a happy place to be. Being put into default occurs when your startup has borrowed money but can no longer repay the loan.
Published on Sun, 17 November 2024
What is a Bullet Loan?
A bullet loan (also called a balloon loan) is a slightly different type of loan that a startup can receive, and it’s a little bit unusual.
Published on Sun, 8 September 2024
Brex vs Ramp - Which card is best for startups?
Our CPA team compares Brex and Ramp. Which offers the best card for startups? We look at points, expense management features and more.
Published on Wed, 17 July 2024
Startup Equipment Leasing / Financing
Something a lot of people don’t know is that the entire venture debt industry (which now holds somewhere between $20-$30 billion in startup debt) actually grew out of the equipment leasing, or equipment financing, industry.
Published on Sun, 14 July 2024
Startup Financial Planning: Guide and Templates
Kruze Consulting's COO, Scott Orn, provides a 9 step guide to creating a financial plan for your startup, given the current financial climate.
Published on Tue, 21 May 2024
FDIC insurance for startup funds
In the wake of the SVB crisis, startup founders with millions of dollars in VC funding are looking for FDIC coverage over $250,000. Here is how to try to get it.
Published on Wed, 24 April 2024
What do Fractional Startup CFOs Cost?
Kruze's COO, Scott Orn's, guide to the cost of fractional startup CFOs and how their billing structure works to ensure you receive the service you pay for.
Published on Tue, 23 April 2024
How are Startup Employee Strike Prices Set?
It’s a common question: Does the startup board have any flexibility when it comes to setting the strike price for options?
Published on Tue, 2 April 2024
Bookings vs Revenue vs ARR
At Kruze Consulting, we get tons of questions about the difference between bookings, ARR and revenue.
Published on Mon, 1 April 2024
What is a Secondary Stock Transaction?
Kruze Consulting COO, Scott Orn, explains everything you need to know about secondary stock transactions and why VC firms are buying founder shares.
Published on Wed, 20 March 2024
How should a startup account for its first revenue?
Kruze Consulting's COO, Scott Orn, discusses how a startup should account for its first revenue (and ongoing revenue) before looking for more!
Published on Fri, 8 December 2023
What should you do if your startup’s valuation is too high?
After the booming startup market of the last few years, the valuation of many startups has gotten too high.
Published on Sun, 19 November 2023
When Should My Startup Do Budget VS Actuals?
Learn what budget vs actuals is, when you should do it and why it is crucial for the long-term success of your startup business.
Published on Thu, 24 August 2023
Startup Investor Update Template
Kruze Consulting's COO, Scott Orn, discusses the importance of giving your startup's investor updates and his preferred startup investor update template.
Published on Thu, 24 August 2023
Zero cash date: What it is and how to extend it
Scott Orn, Kruze Consulting's COO, shares everything you need to know about your startups' zero cash date and how to calculate it with your burn rate.
Published on Thu, 27 July 2023
How Do Venture Capitalists Make Decisions?
Everything you need to about how venture capitalists make decisions and who has the most decision making authority, by Kruze Consulting's COO Scott Orn.
Published on Wed, 5 July 2023
Is your startup default alive or default dead?
Paul Graham, the entrepreneur that founded the startup incubator Y Combinator, asks a very famous question when he meets a founder: “Is your startup default alive or default dead?” Let’s look at what that means.
Published on Sun, 21 May 2023
Brex vs American Express - Which credit card is best for startups?
Kruze Consulting's VP of FP&A, Healy Jones, explains the differences between the Brex corporate card and American Express and which one is best for startups.
Published on Fri, 28 April 2023
Checklist for moving bank accounts
Moving bank accounts has more moving parts that you'd think. Here is a checklist to help.
Published on Sat, 11 March 2023
Airbase Review by a CPA Firm
Airbase is a leader for expense management tools in the startup world, and provide pre-funded cards for fast growing startups.
Published on Wed, 8 February 2023
Who Appoints a Startup’s CFO?
When you consider hiring a CFO for a startup, you may also want to think about the other people who will help make that decision.
Published on Sun, 20 November 2022
Don’t store cash in payments accounts
Kruze Consulting’s COO, Scott Orn, breaks down the reasons why startups should not keep their cash in savings accounts and what to do instead.
Published on Sun, 23 October 2022
What is the Minimum Angel Check to Get Pro-Rata Rights
Sometimes, founders will just give everyone who participates in the early rounds pro-rata rights.
Published on Sun, 7 August 2022
Refund Accounting for Startup
Refunding customers is a necessary part of doing business for almost every early-stage company, especially for ecommerce or direct-to-consumer startups.
Published on Tue, 26 April 2022
What is the Bessemer Cloud Index?
The Bessemer Cloud Index was created in 2013 by Bessemer Venture Partners, this is a guide to what the Bessemer Cloud Index tracks and how it works.
Published on Sun, 17 April 2022
Why do startups need to break down their revenue by state?
The short answer here is that your startup accountant needs to know your revenue by state to properly handle your taxes. So let’s look at why that’s the case.
Published on Sun, 3 April 2022
How do you reconcile your startup’s cap table?
This is an important task for startups, because they're raising a lot of money, sometimes millions or even tens of millions of dollars.
Published on Sun, 27 March 2022
Accounting for PPP loans
The Paycheck Protection Program was created to provide startups and other small businesses with funds to support their operations during the COVID-19 pandemic.
Published on Sun, 20 March 2022
How should you handle petty cash at your startup?
Petty cash is a term for a small amount of cash kept on hand at your startup to handle small expenses, like tipping a delivery driver or buying lunch.
Published on Mon, 28 February 2022
Distributing advisor shares for your startup
Kruze Consulting's COO, Scott Orn, discusses everything you need to know about distributing advisor shares and the different types of advisors at startup.
Published on Sun, 13 February 2022
Top tip to close a seed round
Kruze Consulting's COO, Scott Orn, gives his number one top tip on how to close a seed round for founders looking for funding at startup.
Published on Sun, 30 January 2022
Startup trend: Replacing expense reports with credit cards
A growing number of startups are using corporate credit cards to better manage their business expenses.
Published on Mon, 17 January 2022
Using bond ladders for startup cash management
Kruze Consulting's COO, Scott Orn, discusses everything you need to know about using bond ladders for good cash management at your startup.
Published on Sun, 26 December 2021
Why don’t startups use SBA loans?
Kruze Consulting's COO, Scott Orn, answers the question 'Why don’t startups use SBA loans?' and suggests other sources of debt capital.
Published on Mon, 22 November 2021
5 Ways to Collect Cash Upfront from Customers
Kruze Consulting's COO, Scott Orn, explains 5 ways you can collect cash upfront from customers, a crucial factor in the success of a startup.
Published on Sun, 11 July 2021
What happens to my personal taxes if my employer switches to a PEO mid-year?
Kruze Consulting's COO, Scott Orn, answers the question of 'What happens to my personal taxes if my employer switches to a PEO mid-year?'.
Published on Mon, 21 June 2021
Financing a Startup
Financing a Startup - 8 most common sources of startup financing.
Published on Sun, 6 June 2021
Which States Are Taxing PPP Loan Forgiveness?
Kruze Consulting's COO, Scott Orn, discusses the Paycheck Protection Program for startups and which states are taxing PPP loan forgiveness.
Published on Mon, 19 April 2021
How does a secondary transaction get reported on ASC 718 Stock Option Expense?
The quick answer is that a secondary transaction should not impact your ASC 718 reporting. However, going forward, It potentially can impact your 409a.
Published on Wed, 10 March 2021
Compilation vs Review vs Audit
Vannessa Kruze, CPA, explains the difference between compilation, review & audit when it comes to providing your startup's 'Audited GAAP Financials'.
Published on Sun, 7 March 2021
Brex vs Stripe - Which card is best for startups?
Our CPA team compares Brex and Stripe's card. Which offers the best card for startups? We look at points, expense management features and more.
Published on Wed, 17 February 2021
Can my startup retroactively apply for PPP 1?
Kruze Consulting's COO, Scott Orn, answers the question 'Can my startup retroactively apply for PPP 1?' and looks at startups that will and won't be eligible.
Published on Thu, 11 February 2021
Is the recent COVID stimulus package passed by the federal government available to seed and venture capital-backed startups?
Kruze Consulting's COO, Scott Orn, provides a breakdown of how the COVID stimulus bill (CARES Act) will help seed and venture funded startups.
Published on Mon, 28 December 2020
Should your company reduce salaries when an employee moves to a lower cost geography?
Kruze Consulting's COO, Scott Orn, answers the question 'Should your company reduce salaries when an employee moves to a lower cost geography?'.
Published on Thu, 24 September 2020
Double-entry vs Single-entry Bookkeeping
What is the difference between double-entry bookkeeping, and single-entry bookkeeping, and which is right for a funded startup or high-growth eCommerce company?
Published on Wed, 26 August 2020
Leading ScaleFactor Alternative
Kruze Consulting is a leading alternative to ScaleFactor. We provide monthly books, tax support and filings & CFO level advice to 100s of startups!
Published on Tue, 23 June 2020
Bill.com vs Gusto for paying contractors
Kruze Consulting's COO, Scott Orn, discusses Bill.com versus Gusto, the two most popular options used by startups for paying their contractors
Published on Wed, 10 June 2020
How do you calculate the True Cost of a startup employee?
The first hire for a startup is an exciting time! When a startup goes beyond the founders and has employees, the business can start to feel “real.”
Published on Wed, 27 May 2020
Fintech Equity & Debt Staircase
Kruze Consulting's VP of FP&A, Healy Jones, explains the meaning of Fintech Equity & Debt Staircase and why Fintech companies raise capital.
Published on Tue, 28 April 2020
Webinar: SMB loans during COVID
Kruze Vice President FP&A, Healy Jones, will be joining this new Procurify’s webinar on All You Need To Know For Small Business Loans.
Published on Sun, 19 April 2020
SBA Crisis loans may work for startups - plus alternative funding sources
Read Kruze Consulting's recent newsletter about the SBA Crisis loans and how they may work for startups, as well as alternative funding sources.
Published on Tue, 24 March 2020
What the Plaid acquisition by Visa means for startup bookkeepers
A breakdown of Visa's Plaid acquisition and what this could mean for startup bookkeepers, particularly those who use technology to automate their process.
Published on Tue, 3 March 2020
Using milestones to gate your burn rate
Kruze Consulting's VP of FP&A, Healy Jones, gives advice on using milestones to gate your startup's burn rate to help you manage your cash-out dates.
Published on Tue, 1 October 2019
How working capital can impact a startup's cash flow
In the early days of a startup, projecting cash flow is relatively simple, because it’s a one-way street.
Published on Tue, 27 August 2019
6 Tips for Setting Up Startup Financial Systems
Vanessa Kruze, CPA, gives six tips on how to set up startup financial systems, including online service provider recommendations i.e QuickBooks.
Published on Thu, 22 August 2019
Event - Managing Departmental Budgets for Fast Growth Startups
Kruze Consulting and Procurify are pleased to present an event for San Francisco startups, Managing Departmental Budgets for Fast Growth Startups.
Published on Thu, 15 August 2019
Do Startups Need a DCF for a venture capital round?
Kruze Consulting's VP of FP&A, Healy Jones, answers the question 'Do Startups need a Discounted Cash Flow Valuation (DCF) for a venture capital round?'.
Published on Sun, 4 August 2019
Startup Finance and Accounting Job Descriptions
Kruze Consulting has compiled detailed job descriptions for startups' finance and accounting teams, based on our experience managing the growth of our startups.
Published on Mon, 3 December 2018
Does my Startup need Netsuite? 5 Signs that your Startup is Ready for Netsuite
Netsuite is an ERP (Enterprise Resource Planning) tool. It manages your accounting, reporting, supply chain, procurement, and much more.
Published on Mon, 22 October 2018
What Does a Good Startup CFO Do?
The first thing a CFO does for startups is to manage the financial reporting. That means making sure the books are closed and closed correctly every month.
Published on Tue, 25 September 2018
Dangers of Venture Debt
Kruze Consulting's COO, Scott Orn, on the dangers of venture debt and how to lower the risk of things going wrong when using venture debt for your startup.
Published on Fri, 10 August 2018
Venture Lending Common Events of Default
Kruze Consulting's COO, Scott Orn, presents a guide to venture lending and the common events of default that you can encounter in venture debt.
Published on Wed, 8 August 2018
Startup's Due Diligence Information Venture Lenders Ask For
The first thing they're going to ask for is your historical financials.
Published on Tue, 14 November 2017
