Vouch Partner Profile

Vouch Insurance Products for Venture-Funded Startups

Proprietary Startup Coverage Lines

Vouch enables early-stage and growth-stage startups to customize coverage from more than a dozen purpose-built insurance lines, with clear, simple online workflows and rapid underwriting. Coverage activates in as little as 24 hours, with instant access to certificates and the ability to update or adjust limits as your startup changes.

Core Coverages

• General Liability. Essential protection against third-party bodily injury, property damage, and personal or advertising injury, suitable for any location (office, remote, or co-working).
• Business Property. Coverage for physical assets and company-owned equipment, with options for coverage in remote-work scenarios.
• Directors & Officers (D&O). Tailored for startups, including coverage for investor infighting, IP disputes, SEC investigations, and even cap table disputes – critical for raising funding and attracting board talent.
• Errors & Omissions (E&O). Protection for claims arising from mistakes in product, code, or service, especially important for SaaS and tech-enabled startups.
• Cyber Liability and Data Breach. Comprehensive, customizable coverage for cyberattacks, ransomware, business interruption, cloud outages, and regulatory fines. Includes 24/7 incident response, training, and advanced cloud coverage.
• Employment Practices Liability Insurance (EPLI). Defense and settlement costs for claims around wrongful termination, harassment, discrimination, or wage disputes.
• Fiduciary Liability. Covers mistakes in benefit plan administration and compliance with ERISA or similar regulations.
• Crime Insurance. Protection against losses from theft, fraud, embezzlement, forgery, or employee dishonesty.
• AI Insurance: New coverage to protect startups from damages caused by their artificial intelligence products, services, or algorithms – even for emerging technologies.
• Media Liability. Protection against claims of copyright infringement, libel, or defamation arising from published content.
• Hired and Non-Owned Auto. Covers damages or injuries from the use of vehicles for business purposes.

Specialized Vertical Products

• Vouch Horizon. A consultative solution for scale-stage startups needing advanced program design, gap analysis, and expert guidance as complexity increases.
• Work from Anywhere Insurance. Coverage for distributed property and cloud-based operations, supporting the realities of modern, remote-first teams.
• Venture Capital and General Partnership Insurance. Protection for VC firms and partners, including bespoke solutions for venture investors and portfolios.
• Embedded Insurance. Strategic partnerships with platforms like Carta and Toku for automated onboarding and real-time risk management during formation, fundraising, and token launches.

Industry-Specific Coverages

Policies are tailored for verticals such as SaaS, fintech, e-commerce, consumer, gaming, life sciences, VR/AR, healthcare, and more, providing protection for data breaches, regulatory events, vicarious liability, and product errors.

Risk Management, Compliance, and Claims Support

• Instant Online Quotes, Customization, and Activation. Founders can apply and receive tailored proposals in minutes, with coverage often live in one business day.
• Compliance Perks and Resources. Access to risk management tools, compliance checklists, and discounted or free training to reduce exposure and claims.
• Integrated Claims and Support. Vouch’s customer service and claims teams provide guidance and rapid response, treating all parties with integrity and transparency.