Rho Partner Profile

Rho Products for Venture-Funded Startups

Business Checking & Savings Accounts

• No monthly fees. Rho offers business checking and savings accounts with no monthly subscription fees and no fees for same-day ACH or wire transfers.
• High FDIC insurance. Deposits are FDIC-insured up to $75 million through partner banks.
• Digital-first experience. Open and manage accounts entirely online, with real-time cash management and digital oversight.
• High transfer limits. Supports large transactions, ideal for startups handling significant investor or client payments.

Corporate Credit Cards

• No personal guarantee. Approval is based on business financials, not personal credit.
• Flexible rewards. Earn up to 2% cashback with the Rho Platinum Card, or 1.25% with the standard Rho Corporate Card.
• Custom spend controls. Set category restrictions, spend limits, and approval workflows for each cardholder.
• Integrated expense management. Real-time transaction tracking, automated receipt capture, and seamless accounting integration.
• No annual or per-card fees. Cards are issued with no annual, subscription, or per-card fees.

Expense Management

• Automated expense tracking. Every transaction is automatically categorized and reconciled, reducing manual entry and errors.
• Mobile and web access. Employees can submit receipts and manage expenses from anywhere.
• Policy enforcement. Built-in compliance tools ensure spending aligns with company policies.
• Accounting integrations. Syncs with platforms like QuickBooks and NetSuite for faster month-end close.

Bill Pay & Accounts Payable Automation

• Automated workflows. Upload, approve, code, and pay invoices directly within Rho.
• Zero fees. No fees for bill payments, including same-day ACH and wire transfers.
• Vendor management. Easily add and manage vendors, automate intake, and set custom approval rules.
• Real-time reconciliation. Payments and invoices sync automatically with your accounting software.

Treasury & Cash Management

• High-yield treasury accounts. Invest idle cash in U.S. Treasury Bills or mutual funds, with competitive yields.
• Automated sweeps. Set custom rules to move funds between checking and treasury accounts for optimal yield and liquidity.
• Seamless access. Funds are typically accessible within 2–3 business days after selling investments.
• Accounting sync. Treasury transactions automatically sync with your accounting platform.

Startup Perks & Integrations

• Exclusive perks. Access to over $1 million in startup rewards and discounts.
• Partner integrations. Deep integrations with accounting and finance tools, including NetSuite and QuickBooks.
• SAFE note and invoice generators. Built-in tools to generate vendor-ready invoices and SAFE notes quickly.