Brex Products for Venture-Funded Startups

Business Accounts

Brex business accounts offer startups immediate access to sophisticated financial features, including:

• Checking accounts. Powered by Column N.A., this account supports global transactions in over 40 currencies with no fees on ACH transfers, checks, or wires. Founders can manage funds, pay vendors, and operate internationally with advanced security and approval workflows.
• Treasury accounts. Brex offers automated transfers, no minimum balance, and same-hour liquidity, making it easy to manage cash and earn yield on idle funds.
• Vault accounts. Spreads deposits across more than 20 program banks to get up to $6 million in total FDIC insurance coverage for enhanced protection.

All accounts are accessible via the Brex mobile app, which includes 24/7 support and advanced fraud protection.

Corporate Cards

The Brex corporate card is a charge card designed specifically for startups and high-growth companies:

• No personal guarantee. Approval is based on business financials, not personal credit, reducing risk for founders.
• Dynamic credit limits. Get 10-20x higher limits, which adjust based on company cash flow and funding, and provide flexibility as your business grows.
• Virtual cards. Spin up unlimited virtual cards to pay specific vendors, SaaS subscriptions, and more to better secure and control your spending.
• Rewards. Founder-friendly rewards tailored for startups, including discounts on essential business tools and services.
• Integrated spend management. Real-time tracking and control over all company spending, with customizable policies and AI-powered approval flows.

Expense Management

Brex integrates expense management software directly into its cards and accounts, enabling:

• Automated expense tracking. Every transaction is categorized and reconciled automatically, streamlining bookkeeping and reporting.
• Mobile and web access. Employees can submit receipts and manage expenses from anywhere, while finance teams maintain oversight and control.
• Policy enforcement. Built-in compliance tools ensure spending aligns with company policies and budgets.

Bill Pay

Brex Bill Ppay automates vendor payments and streamlines accounts payable:

• Automated workflows. Schedule, approve, and pay bills directly from your Brex account.
• Global payments. Easily pay vendors domestically and internationally, supporting multiple currencies.
• Integrated with expense management. All bill payments are tracked and categorized for accurate financial reporting.

Travel Management

Brex offers a seamless travel booking and expense solution:

• Integrated booking. Book travel directly within the Brex platform, with expenses automatically tracked and categorized.
• Policy controls. Set travel policies and approval workflows to manage spend and ensure compliance.
• Real-time visibility. Monitor travel spending across the company in real time.

Treasury and Cash Management

Brex Treasury and Vault accounts help startups manage liquidity and maximize yield:

• High-yield options. Earn competitive returns on idle cash with no minimums or lock-up periods.
• Automated transfers. Easily move funds between checking, treasury, and vault accounts for optimal cash management.
• Enhanced FDIC insurance. Vault accounts provide expanded insurance coverage for larger balances.

Founder Perks and Support

• Startup discounts. Over $400,000 in exclusive discounts and rewards for essential business services.
• Community access. Invitations to events with leading VCs and networking opportunities.
• 24/7 support. Dedicated customer support via app, phone, or WhatsApp.